Cobo

Cobo provides enterprise-grade digital asset custody and wallet infrastructure, serving over 500 institutions with billions in assets under custody. Their unified platform combines four distinct wallet technologies - Custodial, MPC, Smart Contract, and Exchange Wallets - with comprehensive risk controls and developer tools. Since 2017, Cobo has maintained a perfect security record while processing over $200B in transactions. Their Wallet-as-a-Service (WaaS) solution supports 80+ blockchains and 3,000+ tokens, enabling institutions to rapidly deploy and scale their digital asset operations through a single API interface.

Building the Foundation for Institutional Crypto Adoption

Cobo stands at the forefront of institutional cryptocurrency adoption, providing the critical infrastructure that enables organizations to securely manage and scale their digital asset operations. Their platform addresses the fundamental challenges that have historically prevented traditional institutions from fully embracing cryptocurrency - security, compliance, and operational efficiency.

Through their comprehensive suite of solutions, Cobo has established itself as a trusted partner for exchanges, investment firms, and enterprises looking to build robust crypto operations. Their platform processes millions of transactions daily while maintaining stringent security standards and regulatory compliance across multiple jurisdictions.

The Four Pillars of Cobo's Wallet Technology

Custodial Wallets

Cobo's Custodial Wallet solution implements a sophisticated three-tier architecture (hot-warm-cold) that balances security with operational efficiency. This system keeps 95% of assets in cold storage while maintaining sufficient hot wallet liquidity for day-to-day operations. The platform employs advanced encryption and risk control mechanisms, including multi-signature approval workflows and sophisticated monitoring systems.

Transaction signing occurs through a combination of automated rules and manual approvals, with customizable thresholds that can be tailored to each institution's risk tolerance. The system also features automated token sweeping capabilities, reducing operational overhead while maintaining strict security protocols.

MPC Wallets

Cobo's Multi-Party Computation (MPC) wallet technology eliminates single points of failure by distributing private key shares across multiple secure environments. The system utilizes threshold signatures, requiring multiple parties to collaborate in order to authorize transactions. This approach provides both security and operational flexibility, allowing institutions to implement sophisticated governance structures while maintaining efficient operations.

The MPC implementation supports customizable approval workflows and can be integrated with existing security infrastructure such as Hardware Security Modules (HSMs). This makes it particularly suitable for organizations requiring both high security and operational agility.

Smart Contract Wallets

The Smart Contract Wallet offering provides programmable control over digital assets through customizable on-chain rules and permissions. This solution enables organizations to implement complex governance structures and automated processes while maintaining security through role-based access controls and multi-signature requirements.

Organizations can define granular transaction policies, automate routine operations, and implement sophisticated risk management strategies through smart contract logic. This is particularly valuable for DeFi operations and automated trading strategies.

Exchange Wallets

Cobo's Exchange Wallet solution enables unified management of assets across multiple trading venues through a single interface. This integration streamlines operations for institutions trading across multiple exchanges, providing consolidated visibility and control over their entire trading infrastructure.

Cobo Portal: The Command Center for Digital Assets

Cobo Portal serves as the unified interface for managing all aspects of an institution's digital asset operations. The platform combines advanced security features with intuitive workflows, enabling organizations to efficiently manage large-scale operations while maintaining strict security controls.

Key features include:

• Comprehensive dashboard for monitoring assets across all wallet types
• Customizable risk controls and approval workflows
• Automated token sweeping and reconciliation
• Detailed audit logs and reporting capabilities
• Integration with major compliance and analytics providers

Developer-First Infrastructure

Cobo's Wallet-as-a-Service (WaaS) offering provides developers with a comprehensive suite of APIs and SDKs for building sophisticated crypto applications. The platform abstracts away the complexity of blockchain integration, allowing developers to focus on building their core products.

The WaaS solution includes:

• RESTful APIs with comprehensive documentation
• SDKs in multiple programming languages
• Webhook support for real-time notifications
• Sandbox environment for testing and development
• Dedicated technical support and integration assistance

Security Architecture and Risk Management

Cobo's security framework encompasses multiple layers of protection:

Physical Security:

• Geographically distributed secure facilities
• Multi-layer access controls
• 24/7 monitoring and surveillance

Technical Security:

• Advanced encryption for all data at rest and in transit
• Regular penetration testing and security audits
• Comprehensive disaster recovery procedures
• Real-time threat monitoring and detection

Operational Security:

• Strict access control and segregation of duties
• Regular security training for all personnel
• Documented procedures for all critical operations
• Independent security audits and certifications

Compliance and Regulatory Framework

Cobo maintains multiple regulatory licenses and certifications:

• ISO 27001 certified
• SOC 2 Type 1 and Type 2 compliant
• Licensed in four jurisdictions including Hong Kong and Lithuania

The platform includes built-in compliance tools:

• Automated KYT/AML screening
• Transaction monitoring and reporting
• Audit trail generation
• Policy enforcement and documentation

The Road Ahead: Cobo's Strategic Vision

Cobo continues to expand its capabilities and market presence through strategic initiatives:

Technology Innovation:

• Enhanced support for emerging blockchain protocols
• Advanced DeFi integration capabilities
• Improved automation and operational efficiency
• Extended developer tools and APIs

Market Expansion:

• Geographic expansion into new regulated markets
• Enhanced support for institutional DeFi operations
• Deeper integration with traditional financial infrastructure
• Extended partnership network

How to Get Started with Cobo

Organizations interested in leveraging Cobo's infrastructure can begin with a straightforward onboarding process:

1. Initial consultation to understand specific requirements
2. Technical integration planning and support
3. Security review and configuration
4. Operational training and documentation
5. Ongoing support and optimization

Cobo Team and Leadership

Cobo was founded by cryptocurrency industry veterans with extensive experience in security and blockchain technology. The leadership team combines expertise from traditional finance, technology, and cryptocurrency sectors:

Discus Fish (Co-founder & CEO) - Previously co-founded F2Pool, one of the world's largest mining pools Dr. Changhao Jiang (Co-founder & CTO) - Former Google senior engineer with a Ph.D. in Computer Science

The team has grown to over 200 professionals across engineering, security, compliance, and customer support functions.